Every year the FFIEC issues updated demographic databases for Community Reinvestment Act purposes. The FFIEC was unusually late publishing the data this year. Bankers have been waiting months for the 2021 demographics to be released. GeoDataVision has prepared CRA Census…
One of the most important CRA responsibilities for Intermediate-Small Banks and Large Banks is “Community Development Lending”. But while Community Development Lending is critically important, there is very little information available about the Community Development Loan Market. The most valuable…
GeoDataVision President Len Suzio today announced the publication of important Small Business Loan Market Rank and Market Share Reports for each state. “A critical part of CRA performance evaluations is the ‘Performance Context’ and there is no more important or…
Each webinar is priced at $250. A special discounted price of $500 is available for anyone who registers for all 3 webinars. Purchase All Three Recordings As an added bonus, the programs in the webinars in this series have been…
On February 9, at the 2016 CRA Conference in Los Angeles the Comptroller of the Currency, Thomas Curry, announced a draft of a soon-to-be-published proposal to encourage banks to help revitalize “targeted” neighborhoods by engaging in higher loan-to-value mortgages. The…
Do you feel the pressure to reach impossible or ill-defined CRA Performance goals ? How you have constructed your Assessment Area may be your problem! When they construct their Assessment Area most bankers are concerned only about being technically compliant.…
Visualize your market! Computer-generated maps are an exciting opportunity for banks to literally see their markets as never before. It’s one thing to examine a table of the mortgage market in Bridgeport Connecticut and it’s another thing to see a…
Many bankers are not aware that when they have AA’s within one of the eleven “mega” MSA’s they can designate any or all of the MSA as an AA. However, when examiners evaluate their bank’s CRA performance the procedure is…
