Many bankers are asking, “Where can we find reports on the latest CRA and HMDA reported lending for our markets?”

Answer: GeoDataVision has been providing practical and user-friendly CRA market data reports to our clients for 25 years. Now, we are making these reports available to the public at a deep discount for a limited time!


The unique set of 11 CRA market reports contain invaluable 2021 market data just released (December 2022 by the FFIEC) information in a user friendly format that makes it easy to see.


Small business lending activity in every single census tract in your state

Very Small Business Lending Index in your state

State-wide market rank and market share for every reporting lender active in your state

Market Rank and Market Share lending to very small businesses (GAR<=$1 million) for every reporting lender by county in your state

Small Business lending Market Rank & Market Share by every county in your state

Market Rank & Market Share lending to very small businesses (GAR<=$1 Million) by county

Community Development & Consortium lending (including market rank and CD lending relative to asset size) for all lenders based in your state

CRA Concentration ratios for every reporting lender based in your state

CRA Concentration ratios for every reporting lender active in your state

LMI Tract Leaders by County (origination counts)

LMI Tract leaders by County (loan dollars)


The unique set of 5 HMDA market reports contain invaluable 2021 market data released (May 2022 by the FFIEC) information in a user friendly format that makes it easy to see.


HMDA Lender Profile by Institution Market Share for all reporting lenders in your state.

HMDA Lender Profile with Penetration Rates for all lenders for your state.

HMDA Lender Profile by Institution Market Share for your entire state-LMI Tracts only

HMDA Borrower Income Profile by County and Census Tract Small Business Lending Market Rank & Market Share by every county in your state

HMDA Borrower Income Profile by County and LMI Tracts in your state.


Are you curious?


Check out a sample suite of reports here ________


GeoDataVision is making these reports based on the just-released FFIEC data for 2021 at a spectacular discount for any bank that orders reports by January 31, 2023.


Standard CRA Data price- $900/state

Discount CRA Data price- $540/state (that’s 40% off or $360!!!)

Standard HMDA Reports Price- $600/state

Discount HMDA Reports Price- $360/state (that’s 40% off or $250!!!)


Contact Josh at 203-907-7497 or call Josh email at josh@geodatavision.com


Don’t miss out on this great opportunity to get the data you need to make sense of your CRA performance (and to gain invaluable insight into your market)!

Key Performance Benchmark Reports (KPBs)

CRA Performance Evaluation Reports


Performance Benchmark Data: CRA does not specify quantitative performance

standards. Instead, examiners rely on performance context data to assess performance.

GeoDataVision has captured, organized and presented this data in a series of reports that

establish the most important quantitative standards against which your bank will be

compared.

CRA does not specify quantitative performance standards. Instead, examiners rely on “performance context” data to assess performance. GeoDataVision has captured, organized and presented this data in a series of reports that establish the most important quantitative standards against which your bank will be compared. These standards include:

o  Benchmark Report 1a – Comprehensive Mortgage Lender Profile Report: This Report summarizes all reported HMDA mortgage activity in your uniquely defined community. The Report shows the volume and value of all mortgage originations and the market rank and market share of all reporting lenders. The Report also shows and ranks every lender’s LMI and minority lending activity. This Report is very valuable for CRA Lending Tests 1 and 4.

o  Benchmark Report 1b – Lender Profile Penetration Rates Report: This Report contains the LMI borrower and LMI Tract “penetration rates” of all lenders who reported mortgage originations in your assessment area under HMDA. The “penetration rates” measure the relative percentage of your loans inside the assessment area extended to Low- or Moderate-Income borrowers or within Low- and Moderate-Income census tracts. This Report makes it easy for you to compare your market penetration rate to any other reporting lender within your defined community. This Report is important for CRA Lending Tests 3 and 4.

o  Benchmark Report 2 – Mortgage Lender LMI Tract Ranking Report: This report ranks and compares all the lenders and their activity in your assessment area’s LMI tracts. This Report is invaluable for CRA Lending Test 3.

o  Benchmark Report 3 – Detailed Mortgage Borrower Profile Report: This Report breaks down all mortgage loan activity by Borrower income class for each and every census tract within your assessment area. This Report is pertinent to CRA Lending Tests 2, 3 and 4.

o  Benchmark Report 4 – Detailed LMI Tract Mortgage Borrower Profile: This Report correlates LMI borrowers with LMI tract activity and is important for CRA Lending Tests 3 and 4.

o  Benchmark Report 5 – Assessment Area Concentration Ratios: This report summarizes, lists and compares every lender in your state with respect to the relative commitment of lending resources in their assessment area. This Report allows comparison of your bank to every lender in your state under CRA Lending Test 1.

o  Benchmark Report 6 – Comprehensive CRA Small Business Lending Report: This Report captures all reported small business loans for each and every census tract in your uniquely defined assessment Area. The Report is another element in CRA Lending Tests 1, 2 and 3.

o  Benchmark Report 7 – CRA Lending in Assessment Area LMI Tracts: This Report focuses on the critical lending in the LMI neighborhoods in your defined community. The data used in this Report applies to CRA Lending Test 3.\

o  Benchmark Report 8a – CRA Lender Profile Report: This Report details, ranks and compares the small business lending activity of reporting lenders in any county which is included in your assessment area. This Report is fundamental to CRA Lending Test 1.

o  Benchmark Report 8b & 8c – CRA Small Business Lender Ranking: presents the market rank and market share for small business lending in the low- and moderate-income census tracts for each county. This Report provides an important perspective on CRA Lending Test 3 that measures a lender’s performance lending within the Assessment Area LMI tracts. The Report allows the user to see the lending activity other CRA-reporters and compare to the user bank’s small business lending LMI tract penetration rates. Similar to KPB Report 8a, the data is organized and compiled at the county level because the county level geography is the lowest geographic level for which lender identity is disclosed in the national CRA Disclosure files. 

o  Benchmark Report 9 – Community Development Lending: This Report displays and ranks all lenders based in your state and their reported community development lending activity. Essential for CRA Lending Test 5.

o  Benchmark Report 10 – CRA Very Small Business Rankings: This Report compares and ranks all CRA reporting lenders based on their lending to very small businesses. Critical to CRA Lending Test 4.

o  Benchmark Report 11 – CRA Very Small Business Loan Index: This Report creates an index of the relative amount of lending to very small businesses ($1 million or less annual revenue) that allows comparison of all reporting lenders in your state. Even small banks can compare to and outperform large banks because the index levels the playing field. Critical to CRA Lending Test 4.

Need help?

Prefer speaking with a human to filling out a form? Call our corporate office and we will connect you with a team member who can help.

(203) 907-7497


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