Products and Services

Geocoding Records

GeoDataVision can append a census tract number to your HMDA or CRA records. This service can be used as your original "geocoding" or can be used to verify your existing geocoded records. Simply provide GeodataVision an electronic file in Excel, txt, or csv format with fields for street number and name, city/town, state, and zip code along with a unique record identifier and GeoDataVision can turn around your geocoded records within 3 business days

Data Scrubs

A CRA data "scrub" or records review involves a sample of loan records that are reviewed to verify the following items:

  • CRA loan type codes are verified
  • Loan amount is compared to note or allonge
  • Action type is corroborated
  • Action date is reviewed
  • Geo-coding information is confirmed
  • Business/Farm Revenues are reviewed
  • Annual income is double checked
  • Affiliate flag code is confirmed

CRA Training and Consulting

A GeoDataVision expert will work with you and your personnel in the areas of HMDA/CRA/Fair Lending/Community Development. These services can be provided via the web or onsite, in person. In addition to hands on consulting and training, we also provide webinars (live and recorded) that are extremely useful in training your staff.

CRA Performance Evaluation Reports

The CRA Pro Performance Analysis Package will help you be fully prepared for your next CRA exam with a ready made package that organizes, graphs and maps your loan data like examiners do. GeoDataVision's unique Self-Assessment form summarizes all the important loan performance comparisons down to one easy-to-read page.

This CRA Performance package includes 3 books of loans and demographic maps and tables including:

CRA and HMDA training.

GeoDataVision has utilized web technology for cost-effective training of bank personnel regarding CRA and HMDA compliance issues. Webinars are regularly scheduled for such topics as Community Development under CRA, How to Develop the Ideal Assessment Area and How to file an error-free HMDA LAR. GeoDataVision also conducts private webinars for your convenience too.

On-site training also is available.

CRA and HMDA Data Entry Guides

Data integrity is one of the big issues with respect to HMDA and CRA today. The accuracy of a CRA performance evaluation or Fair Lending analysis is totally dependent on the reliability of the underlying data. Examiners know this and they frequently have found problems with the HMDA and CRA data provided to them by banks. Consequently they are concerned about the "CRA process" and the "HMDA process" (the systems and procedures established to collect, enter, monitor and report CRA and HMDA data) at your bank.