Data Scrubs

A CRA data "scrub" or records review involves a sample of loan records that are reviewed to verify the following items:

  • CRA loan type codes are verified
  • Loan amount is compared to note or allonge
  • Action type is corroborated
  • Action date is reviewed
  • Geo-coding information is confirmed
  • Business/Farm Revenues are reviewed
  • Annual income is double checked
  • Affiliate flag code is confirmed