Data Scrubs

A CRA data "scrub" or records review involves a sample of loan records that are reviewed to verify the following items:

• CRA loan type codes are verified
• Loan amount is compared to note or allonge
• Action type is corroborated
• Action date is reviewed
• Geo-coding information is confirmed
• Business/Farm Revenues are reviewed
• Annual income is double checked
• Affiliate flag code is confirmed