Every year the FFIEC issues updated demographic databases for Community Reinvestment Act purposes. The FFIEC was unusually late publishing the data this year. Bankers have been waiting months for the 2021 demographics to be released.

GeoDataVision has prepared CRA Census Tract Reference books available for free on the GeoDataVision website.

The free GeoDataVision CRA Census Tract reference books are organized by state, county and tract and contain tract identities plus the following invaluable information:

• Tract income classification,
• Tract majority/minority status
• Tract distressed status
• Tract underserved status
• the 2020 EMFI needed to compute borrower income class for 2021

The reports also summarize the above information for each county displaying the counts of all the foregoing tract classifications.