News & Information

FFIEC announces delayed release of the new 2022 census tracts
On Friday, March 18, the FFIEC explained why the anticipated new 2022 census tracts which will be based on the Census 2020 results have been delayed and simultaneously announced the anticipated release schedule. Below is the detailed explanation. FFIEC Statememt: Due to delays with multiple products from the U.S. Census Bureau, the FFIEC has faced challenges in releasing the 2022 FFIEC Census products. In order to respond to user needs, the FFIEC will release the various FFIEC Census products in a sequential manner as the data become available. Using the Census Redistricting Data released on August 12, 2021, the FFIEC…
 Compare Tract Inc Class Summary Tables
GeoDataVision Announces Summary of 2019 Community Reinvestment Act Tract Income Class Changes
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Community Development Lending Reports
One of the most important CRA responsibilities for Intermediate-Small Banks and Large Banks is “Community Development Lending”. But while Community Development Lending is critically important, there is very little information available about the Community Development Loan Market. The most valuable data publicly available is the annual Community Development file released by the FFIEC. But anyone familiar with the FFIEC “CRA Data Products” knows that capturing the information for any given market is all but impossible. GeoDataVision has captured all the 2016 reported Community Development and Consortium Lending for the entire country and has prepared the data in extremely useful and…
GeoDataVision Community Reinvestment Act (CRA) Training Webinars
Each webinar is priced at $250. A special discounted price of $500 is available for anyone who registers for all 3 webinars. Purchase All Three Recordings As an added bonus, the programs in the webinars in this series have been approved for continuing education credits by ABA and ICB* so those of you working towards earning your CRCM or CLBB have the opportunity to earn credits toward certification. Buy Defining your Assessment Area Defining your Assessment Area – Your Most Important CRA Decision! “How you define your Assessment Area affects everything – your performance and examiner expectations. It is a…
Risk Management Guidance for Higher Loan- to-Value Lending in Communities Targeted for Revitalization
On February 9, at the 2016 CRA Conference in Los Angeles the Comptroller of the Currency, Thomas Curry, announced a draft of a soon-to-be-published proposal to encourage banks to help revitalize “targeted” neighborhoods by engaging in higher loan-to-value mortgages. The OCC recognizes that banks and other parties have expressed concern that depressed housing values in certain distressed communities in the United States inhibit mortgage lending in these communities. One way in which banks can support revitalization efforts in distressed communities is by offering mortgage products for purchasing, or purchasing and rehabilitating, one- to four-unit residential properties where the loan amount…
Computer-Generated Maps for Bank Compliance and Market Analysis
Visualize your market! Computer-generated maps are an exciting opportunity for banks to literally see their markets as never before. It’s one thing to examine a table of the mortgage market in Bridgeport Connecticut and it’s another thing to see a map of the Bridgeport mortgage market. Map 1 Bridgeport CT HMDA Mortgage Market A table of the data may identify volume and tract numbers but it’s very difficult to visualize exactly where the activity is located. A map presents a picture that allows the viewer to recognize the geographic dispersion of loans, deposits, branches, etc. The above map reveals there…
2019-MSA-National-Map
Metropolitan Statistical Areas (MSA’s) and Metro Divisions are important considerations in Assessment Area construction.
Many bankers are not aware that when they have AA’s within one of the eleven “mega” MSA’s they can designate any or all of the MSA as an AA. However, when examiners evaluate their bank’s CRA performance the procedure is to break down the AA into Metro Divisions for performance evaluation purposes. Bankers who want to mimic regulatory examination procedures to help them anticipate their examination experience may want to break up their AA into multiple AA’s when they are located within one of the 11 mega MSA’s. To help bankers who may be confronted with this issue GeoDataVision has…
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2016-CT_MarketRank
CRA Small Business Loan Market Rank & Market Share Reports
GeoDataVision President Len Suzio today announced the publication of important Small Business Loan Market Rank and Market Share Reports for each state. “A critical part of CRA performance evaluations is the ‘Performance Context’ and there is no more important or meaningful performance context data than the actual small business lending data reported under the Community Reinvestment Act (CRA). GeoDataVision is releasing critical market rank and market share data in easy-to-read reports as a free public service to bankers and the public,” Suzio stated. GeoDataVision has developed a unique set of market reports that depicts small business loan market rank and…
Assessment Area Guide
CRA Assessment Area Construction Guide
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