Market Data

GeoDataVision has captured all the 2019 reported Community Development and Consortium Lending for the entire country and has prepared the data in extremely useful and easy to read market reports for each state.

The reports rank each reporting lender based on the value of their reported CD lending and Consortium lending in each state. Furthermore, the Reports display the ratio of CD lending to bank asset size to facilitate ease of comparison on the relative importance of Community Development lending for each lender. See sample above.

As you should know, the OCC has approved a final CRA rule and the FRB has proposed a CRA rule that would create "deposit-based" CRA assessment areas. No one, not even the regulators, knows how deposits are geographically dispersed by the location of the depositor. That's why the NPR announced by the OCC on November 25, will require banks to collect and report that information next year.

Because of the importance of deposit location information, GeoDataVision is making a special offer to the first 100 banks who accept our offer no later than December 31, 2020.

This map shows all MSA's and the counties that make up MSA's for 2019. This is important for Community Reinvestment Act ("CRA") purposes because MSA's are the geographic unit that affects reporting responsibilities and tract income class as well as borrower income classification for CRA and HMDA purposes.

One of the most important CRA responsibilities for Intermediate-Small Banks and Large Banks is "Community Development Lending". But while Community Development Lending is critically important, there is very little information available about the Community Development Loan Market.

The most valuable data publicly available is the annual Community Development file released by the FFIEC. But anyone familiar with the FFIEC "CRA Data Products" knows that capturing the information for any given market is all but impossible.

GeoDataVision President Len Suzio today announced the publication of important Small Business Loan Market Rank and Market Share Reports for each state. "A critical part of CRA performance evaluations is the 'Performance Context' and there is no more important or meaningful performance context data than the actual small business lending data reported under the Community Reinvestment Act (CRA). GeoDataVision is releasing critical market rank and market share data in easy-to-read reports as a free public service to bankers and the public," Suzio stated.