Perhaps the most unique and important data released by the FFIEC annually is the data pertaining to Community Development Lending. There is no other database in the country that captures this critically important data.
The FDIC and the OCC have published a Notice of Proposed Rule-Making for the Community Reinvestment Act ("CRA"). The NPR contains radical changes that dramatically affect the CRA responsibilities of every bank. You need to know what the proposed changes are and you should contact the FDIC and/or the OCC about them before it is too late!
The proposed changes are dramatic and will affect all banks in big ways.