GeoDataVision's Len Suzio will take one question monthly at random as part of GDV's CRA Learning Center.So register today and submit your question for the chance to have it answered by an expert.
Prepare for your CRA Exam with our handy Checklist
CRA Assessment Area Construction Guide
Do you feel the pressure to reach impossible or ill-defined CRA Performance goals ? How you have constructed your Assessment Area may be your problem!
2009 HUD Estimated Median Family Income Reference Tables
All banks need to know the income class into which their mortgage borrowers are classified. A borrower's income class is determined by dividing the borrower's annual income by the HUD Median Family Income of the MSA (or non-MSA) in which the borrower is located. Therefore it is necessary to have the HUD EMFI before determining the income class of any borrower. This changes annually. GeoDataVision has published the 2009 HUD EMFI for every county in the USA.





